Divorce Lending Program
Dream Home Lending has a special team in place to ensure the smoothest process possible for our customers who are encountering a change of life and in need of home financing.
What is the Divorce Lending Program?
Dream Home Lending’s Divorce Team is a professional divorce cadre with a broad range of experience, including attorneys, financial planners, accountants, appraisers, mediators, and yes, a divorce lending professional. Every team member has a significant role ensuring the divorcing client is set to succeed post-decree.
Some benefits of the Divorce Lending Program are:
Mortgage Financing
DHL’s Divorce Team is highly skilled in specific mortgage guidelines as they pertain to divorcing clients. They are ready to recommend financing strategies to help divorcing clients identify mortgage financing opportunities for retaining the marital home while helping ensure future mortgage financing for the departing spouse.
Divorce Law
DHL’s Divorce Team is able to identify potential concerns with support/maintenance structures that may conflict with mortgage financing opportunities. They can also provide opportunities for restructuring a real estate portfolio to increase available cash flow when needed.
IRS Tax Law
DHL’s Divorce Team can recognize potential legal and tax implications with regard to mortgage financing in divorce situations. They maintain a strong commitment to staying up to date with the ever-changing industry guidelines and tax rules with respect to divorces.
What is a CDLP?
A Certified Divorce Lending Professional (CDLP) has a strong financial background and a keen understanding of legal and tax matters related to divorces to help craft successful mortgage and real estate strategies for divorcing clients.
In addition to assisting the divorcing client, the role of the CDLP includes helping the attorney and financial planner identify potential opportunities and challenges divorce can bring to mortgage financing during and after the divorce. When the CDLP is involved during the divorce process, and not after the fact, many potential financing struggles can be avoided through valuable professional input. Dream Home Lending’s Divorce Team is ready to help you with this next step in your divorce process, from start to finish.
ABOUT DREAM HOME LENDING
The Dream Home Lending team is as committed to your dreams of the future as you are. We will work diligently to find you the best rates and loan programs to fit your needs and financial goals for the future.
LOCATION
2425 N. Central Expressway
Ste 359
Richardson, TX 75084
Branch NMLS# 2294442
Licensed in TX, KS, MO
Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | Tel: 877-426-5500 | NMLS Consumer Access #1359687
For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to credit , property, and underwriting approval. Equal Housing Opportunity. Licensed by the Dept. of Business Oversight under the CRMLA.
Texas Licensing Statement: Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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